Business Plan

A Comprehensive Business Plan is always your operational guide; progress measurement tool; a guider in your business journey, and also the center stone to evaluating the viability of your business proposal, in whatever phase your business is at. We set up business plans which in order to make the financial decision, it needs to include all the requirements an investor, banker or the government may ask for.

Business Plan

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Credit Score Calculation Canada

Credit score, also called as the Beacon score or FICO score is a credit scoring model proposed by Fair Isaac and Company. FICO scores are calculated based on information in your credit report which resides with the three major credit bureaus. The information contained in your file is compared to the information that exists in other consumer credit reports and derives a numerical score called the FICO score.credit score calculation canada

FICO Scores are calculated from a lot of different credit data in your credit report. This data can be grouped into five categories Payment History, Amount Owed, Length of credit history, new credit and the Types of credit used.

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Real Estate Books

Real Estate Wealthy Investor

Real Estate Wealthy Investor

Strategic Credit Repair

Credit can always be improved, no matter how bad your credit is, — and Strategic Credit Repair: Do It Youtrself Guide shows you how to do it today! Bad credit can damage your chances of qualifying for credit cards or a mortgage and it can even get in the way of renting a home. In this helpful, clear-cut ebook, personal finance and credit experts Robin Leonard and Deanne Loonin show you how to:

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Self Directed RRSP Mortgages

Self Directed RRSP Mortgages, Would you like to invest your self directed RRSP into mortgages?

With minimum of 3-5 year term, we can offer you 6-8% return annually.

Ask us about “how to invest Self directed RRSP  and TFSA into  syndicated mortgages in Ontario, Canada @ 8% for 3 years”?

Self Directed RRSP Mortgages

Self Directed RRSP Mortgages

We can offer assistance to establish your account. Your investment is secured by personal covenant and Canadian Real Estate. For further information, please contact us at navtajchandhoke@gmail.com

Are you looking for Master Coach/Mentor/Speaker & Canadian hard money lender ? Join now Canadian REI Club membership to attend upcoming No $$ Down Canadian Real Estate Seminar LIVE in Canada and become next Canadian Real Estate Apprentice

Self Directed RRSP Mortgages

Your success is our passion!

Joint Venture Partners

Joint Venture Partners, Joint Venture involves two investors or more or two businesses or more pooling their resources and expertise to achieve a targeted goals, and share the wealth as well as the risk.

There are many reasons for you and other investors to start or form a joint venture with one another, which could include business expansion, development or adapt into new markets.

Joint Venture Partners

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Canadian Hard Money Lenders

We lend on short term basis on an investment properties.

Loan to value ratio shall not exceed 60%.

Provided all information is given, instant funding available.

Canadian Hard Money Lenders

A hard money loan received by a borrower, secured by the value of a parcel of real estate which is a specific type of asset-based loan..

A hard money loan received by a borrower, secured by the value of a parcel of real estate which is a specific type of asset-based loan.

Canadian Hard Money Lenders

Hardly ever a commercial bank or other deposit institution would issue hard money loans. In fact, they are typically issued at a much higher interest rates than conventional commercial or residential property loans. 

Hard money lenders offer short-term loans to quickly facilitate the purchase and renovation of residential and commercial properties.

The lender offers short-term fix-and-flip and bridge loans for single-family homes, multi-unit properties, apartments, and condos.

Hard money lenders typically issue loans based on the percentage of a property’s loan-to-value (LTV) ratio, after-repair-value (ARV), and sometimes a percentage of its loan-to-cost (LTC).

Properties in good condition typically receive a loan amount as a percentage of its purchase price, known as its LTV ratio. This is the case when long-term buy-and-hold investors either can’t qualify for a conventional mortgage or need quick financing to compete with all-cash buyers. After the property is purchased, investors fill their property with tenants before refinancing with a conventional mortgage.

Properties in poor condition usually receive a loan amount as a percentage of its expected fair market value (FMV) after repairs, known as its ARV ratio. This is the case when short-term rehabbers look to purchase, renovate, and sell a property within 12 months. It’s also the case when buy-and-hold investors seek to purchase and renovate a property before finding tenants and refinancing with a conventional mortgage.

To contact Us, you can email us at navtajchandhoke@gmail.com

call us at 416-409-7300