Rent to Own/Lease option is becoming extremely popular. Renters know that they make landlords rich. When the term is done, they walk away with nothing. Sometimes they even live at places which are sub-standard, but still have to pay the market rent.
You can buy Real Estate in a very creative manner. Most buyers are becoming sophisticated nowadays. With a Rent to Own/Lease option agreement, you pay your monthly rent, and a portion of the rent goes towards your down payment for the house purchase. Both parties can have huge benefits with proper education and mentoring.